Now onboarding founders
Stop guessing where your money goes.
See everything in one trusted view.
PocketFlow gives you a premium command center for spending, net worth, forecasts, and AI-powered guidance. Plaid sync, encrypted tokens, and mandatory MFA keep it finance-grade from day one.
Realtime sync
Webhook + smart polling
Security
MFA + encrypted tokens
Trust
Read-only bank access
At rest
AES-256-GCM token vault
Identity
TOTP + hashed backup codes
Workflow
Rules, budgets, data export
Overview
Good afternoon, Berat
Consolidated balances, rolling cash-flow, and cleared transaction history—synchronized through Plaid with institution-grade OAuth. Bank tokens never appear in the UI and are encrypted at rest (AES-256-GCM).
Security posture
- · Argon2id password hashing
- · Rotating JWT sessions
- · TOTP + backup codes
Total balance
$128,402.18
Aggregated across 6 linked accounts (checking, credit, brokerage). Read-only Plaid access—PocketFlow cannot move funds. Figures reflect your latest successful sync.
30-day spending
$4,891.62
Merchant-normalized, category-aware
30-day income
$6,095.80
Payroll & transfers separated
Cash rhythm
14-day spending & income
Dual-series view highlights outflows vs. inflows so you can spot drift before month-end. Demo illustrates production charting.
Recent activity
- Groceries-86.47
Whole Foods Market
Apr 9
- Transport-52.00
Shell · Auto fuel
Apr 8
- Income+3,842.10
Direct deposit · ACME Corp
Apr 7
- Subscriptions-15.49
Netflix
Apr 6
- Dining-28.00
Venmo · Dinner split
Apr 5
Production feed supports rules-based categorization, manual overrides, full-text search, and CSV export (Pro)—all behind the same MFA-protected session.
Trusted by teams and founders from
Features
Minimal, premium UX with finance-grade trust
Every section is designed for clarity: soft gradients, clean data hierarchy, and confident decision-making with less noise.
Security & trust
Identity, sessions, and secrets—by design
- Passwords: Argon2id hashing; we never store plaintext.
- MFA: Time-based one-time passwords (TOTP) required at enrollment; backup codes stored only as secure hashes.
- Sessions: Short-lived access tokens and rotating refresh tokens; sensitive account actions can invalidate existing sessions.
- Bank tokens: Plaid access tokens encrypted at rest with AES-256-GCM; application layers never log raw credentials.
Connectivity
Read-only access through Plaid
Users authorize institutions via Plaid Link (OAuth where supported). PocketFlow ingests accounts, balances, and transactions for aggregation and analysis. We do not initiate ACH, wires, or transfers— reducing attack surface and aligning with read-only consumer expectations.
Institution metadata is kept lean; sync health and cursors are maintained so dashboards stay current without unnecessary data retention.
Intelligence
Operational clarity
Net-worth and period summaries, 14-day spending and income rhythm, subscription and recurring-payment hints, and category-level rollups—presented so you can answer “where did it go?” without exporting a raw ledger first.
Control
Automation & export
Merchant and description rules for categorization, budgets against categories or periods, in-app data export (JSON; CSV/Excel on Pro)—useful for tax prep and external models, without giving up MFA-gated access.
Disclaimer
Not a bank or advisor
PocketFlow provides organizational tools only. It is not a bank, broker-dealer, investment advisor, or credit institution. Nothing here is financial, legal, or tax advice; use qualified professionals for decisions that affect your obligations or risk.
The founding list
Help shape what “done” looks like
We're keeping the first cohort small—product feedback, roadmap votes, and early access when we open the gates. Pick how you want in; we read every note.
Benefits
Better outcomes, not just more charts
Get faster financial decisions, fewer blind spots, and more confidence every week.
Save time
No manual spreadsheet wrangling.
Reduce stress
Always know your runway and cash rhythm.
Avoid drift
Spot unusual spend before month-end.
Plan ahead
Run scenarios with confidence.
Testimonials
What users say
“Finally one source of truth for money.”
Sarah W., founder
“The dashboard feels calm but powerful.”
Alex C., operator
“MFA + read-only Plaid made this an easy yes.”
Andrew P., consultant
Pricing
Straightforward tiers
Start at zero friction. Scale when PocketFlow is part of your weekly ritual.
Starter
- — Full transaction history & sync
- — Overview dashboard & categories
- — Bill & subscription surfacing
- — Web + secure MFA
Pro
- — Everything in Starter
- — Deeper analytics & variance
- — CSV / Excel export
- — Budget recommendations
- — Priority support channel
Final call
Take control of your financial flow
Join the early cohort and get a premium fintech workspace built for clarity, trust, and momentum.
PocketFlow is not a bank, broker, or lender. Tools are for organizing your finances only—not financial, legal, or tax advice. Legal pages below are templates; have qualified counsel review them before production use.